Sample SBA 7(a) Business Valuation Report

See How BVA Supports SBA Acquisition Underwriting

Review a representative BVA business valuation designed to show how independent value is developed and presented for an SBA 7(a) acquisition. This fictional sample includes normalized earnings, income and market approaches, purchase-price support, working-capital considerations, and a clear separation of price, value, and lender financeability.
Sample SBA 7(a) Business Valuation Report by Business Valuation Advisors

What This SBA Valuation Sample Demonstrates

Representative Lender-Focused Business Valuation Analysis

This representative SBA 7(a) business valuation sample illustrates how Business Valuation Advisors organizes an independent conclusion of value for acquisition underwriting and transaction decision support.

The report demonstrates how BVA evaluates the subject company, transaction perimeter, historical financial performance, normalized earnings, valuation methodology, and purchase-price support while keeping the lender’s financeability and credit decision separate from the appraiser’s conclusion of value.

What the sample includes:

• Transaction and valuation scope

• Historical and normalized financial analysis

• $742,000 illustrative normalized EBITDA

• Income Approach using a discounted cash flow methodology

• Market Approach using private-company transaction evidence

• Reconciliation of valuation methods

• $3.40 million illustrative conclusion of business value

• Comparison to a $3.45 million illustrative business purchase price

• Working-capital and transaction considerations

• Clear distinction between price, value, and financeability

• Lender-focused conclusions and supporting schedules

The company, transaction, financial information, and conclusions shown in this report are fictional and were created solely to demonstrate BVA’s analytical approach and reporting format. This sample does not relate to an actual client or transaction and does not constitute SBA approval, endorsement, or a guarantee of governmental or lender acceptance.

Download the Sample SBA 7(a) Business Valuation Report (PDF)

Preparing for an SBA Acquisition? Get the Free Readiness Toolkit

See what information may matter before the valuation and lender-review process begins. BVA’s free SBA Valuation & Quality of Earnings Readiness Toolkit includes a 14-page preparation guide and companion Readiness Tracker in Excel and Google Sheets to help organize documents, identify diligence gaps, review Cash Proof coverage, and prepare key transaction information.

Discuss Your SBA Valuation or Quality of Earnings Engagement

Whether you are an SBA lender, acquisition buyer, business broker, or transaction advisor, BVA can help define the appropriate valuation and financial due diligence scope for the transaction. Schedule a confidential discussion to review the acquisition, lender requirements, available financial records, and expected deliverables.